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Lease vs Buy Calculator

Compare total lease payments with purchase price (before loan interest, residual value and buyout fees).

Your details

Instant result — 2026 defaults filled, edit anything. All fields are prefilled with the 2026 Canada defaults and the result shows instantly. Change any field and it recalculates instantly. Reset restores the 2026 defaults.

Prefilled with the 2026 default — edit if you want, e.g. 400.
Prefilled with the 2026 default — edit if you want, e.g. 36.
Prefilled with the 2026 default — edit if you want, e.g. 35000.

2026 defaults — edit anything

These values are prefilled with the 2026 Canada defaults and the result shows instantly. Edit any of them and the result updates instantly.

Default 2026: 0 — edit it if you want.

Your results

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Calculated with the 2026 Canada rules shown on this page. This is not tax, legal or financial advice, and not an official CRA / Service Canada determination.

Advanced

About Lease vs Buy Calculator

Compare total lease payments with purchase price (before loan interest, residual value and buyout fees). The result appears instantly with the 2026 defaults filled in — edit anything you want.

FAQs

What does this calculator do?

Compare total lease payments with purchase price (before loan interest, residual value and buyout fees).

How do I use it?

The result appears instantly with the 2026 defaults filled in — edit any field and it updates instantly, with no signup.

Is the result official?

No. This is a calculator estimate based on the 2026 rules shown on this page, not an official CRA / Service Canada determination. Check official rules for your case.

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